Continuing works by J.J.

#12

MB3P
Supplemental Health Care Plan
CO-OPERATIVE AGREEMENT FORM
(NOT A CONTRACT)



A: This health plan is described as: NOT AN INSURANCE. It is a personal commitment to a privately sponsored co-operative venture in which each member makes a monthly contribution to the sponsor “The Friends of Jesus Church-Club” owner. He will then pool the contributions together into one collective fund. This fund will then be “adjusted” for use, to help each member who has submitted a valid claim in the month previous, to pay their hospital/medical bills. And if, after paying all claims, in full, any fund money remains in this claim payment period, it will be given over to the sponsors owners use free and clear of any strings attached.________

B: Five questions are asked to qualify the member for application; a yes to any question disqualifies the member application unless there is an added policy form that allows conditions of application to change. These questions are:
• Are you younger than 18 years of age?
• Have you or any group member been to see a doctor 6 or more times in the past 12 months?
• Are you 35 years of age or older and smoke?
• Have you or any family member been cited for any drug or alcohol related offences in the past 12 months? _________

C: Monthly contributions are “adjusted” for use by deducting 30% from the total fund. This is for the sponsor’s owner’s use. This 30% deduction from the total monthly payments collected after the initial first months Member fee payment, will be used to pay MB3P’s overhead on a monthly basis which will include but not be limited to: Agent’s commissions, operations, and dividends. The remaining amount will be used to pay the claims “allotted” amount for that months claim payment period. ______

C: subset 1: Dividends will be issued every month in the amount of $1000.00 paid to the member clients in the order determined by their date of signing up for the MB3P Supplemental Health Plan; and limited to the amount of the “claim payment fund” to be used for the current “claim payment period, after any claims submitted for payment in the current claim payment period are paid; with any remaining amounts not large enough to be used in any current dividend, to be given to the owners use with no strings attached. This action will be repeated every month, insuring that every member client will receive ongoing dividends for the length of their membership in the order of their issuance; and that no dividend is guaranteed issuance if the member’s membership is terminated before the member’s name comes up for dividend payment. _________

D: The “allotted” amount portioned for claim payments is determined by dividing the total number of claims received or carried over from the previous month into the total adjusted contribution fund for the current claim payment period. ________

E: The monthly contribution amount will be $300.00 until such a time comes that law is passed that requires Mandatory Health Plan Coverage. At that time the monthly contribution amount and the first month’s membership fee, for new members, will both be raised to $400.00 per monthly payment. _______

F: The MB3P plan is based on a reoccurring two month process. With exception of the member’s first contribution payment every month is both a claim month and a contribution month.
• A claim month for submitting claims to be verified for billing and allotted payment on from the following months adjusted contribution fund.
• And a contribution month, in which the member contributions are collected, pooled and adjusted for use to make allotted payments on verified billing claims submitted in the previous month or carried over from the previous month. And only verified billing claims submitted or carried over from the previous month. ________

G: The first month’s contribution payment is used as a “Membership Fee” and does not go towards paying any claims. It is for the sponsor’s owner’s use only. It marks the beginning of the members first claim period. ________

H: If any of the claims made payment on does not use the full allotted amount portioned to it from the adjusted contribution fund, whatever amount that remains unused will be used on the claims that require more than the allotted amount. And any claim that remains not completely paid when the fund for that months claim payment period is depleted will be carried over as a claim into the succeeding claim payment periods, to be paid on with additional allotted payments until it is paid for in full. ______

I: Contribution payments are due post marked from the 1st. to the 3rd. of the month. Payable in cash, check or United States Postal Money Order to the order of: MB3P. All claims submitted and verified in the previous month will begin having payments made on them beginning on the 10th. of the claim payment month. _______

J: As long as I continue to make my monthly contributions and they are accepted and adjusted for use, I will remain a member of MB3P and be entitled to all benefits listed herein this agreement. I am also given to understand and agree with, that, if I fail to make my monthly contributions, outside of policy guidelines, or issue a check that bounces, or I abuse or falsify any claim, billing, medical exam, or member application it WILL result in losing my membership and all benefits of membership without refund or reimbursement, immediately without need for notification. ________

K: (The following section does not apply to work block members.)
1: A contribution missed will be given a once-a-year opportunity to make up a missed contribution payment by being able to include it in with the next month’s contribution. (DEC. Exempted)
2: If the second month’s contribution payment is also missed, membership will be ended immediately along with any member benefits being given for claim payment in the first month of missed contribution; without need for notification being given.
3: This is given Special Request exception to if the “Insert Claim Form” is received in lieu of a missed contribution and indicates the lack of the contribution payment is due to a verified Job Loss (JL), Temporary Incarceration (TI), or Unexpected Hospitalization (UH).
4: During this exception period, collection of the monthly contributions will be deferred for up to (3) months while still providing “Emergency Medical Coverage”.
5: The use of this one-time-only benefit will also automatically determine, and if available, add a month of regular coverage if a “Hedge Fund” is on file.
6: “Emergency Medical Coverage” will not be given to members who avail themselves of this option if the emergency was invalid and could have been handled as a non-emergency._________

L: All hospital billings submitted for claim payments MUST give power of verification authorization to the MB3P sponsor and/or representatives, and be included with the “INSERT CLAIM FORM.” Billing information will not be given to any 3rd. party nor will it be stored on any computer that has internet access. ________

M: The MB3P plan offers immediate coverage of the member’s immediate family living under the same roof. ________

N: MB3P members will be given a $50.00 finder’s fee for referring any person that becomes a member. (Payable from out of the membership fee of the new member.) ________
LIMITATIONS
MB3P Statement: All claims and forms will be diligently investigated for compliance to terms and attempted fraud; any member that is purposely in non-compliance or perpetrating a fraudulent policy form will lose their MB3P membership and all benefits without need for notification.

O: All accidents are covered and need not apply for special consideration request for surgical procedures deemed operationally needed for life threatening remedies. _________

P: MB3P does not pay for bills already incurred or arising from already incurred medical diagnosis.
• It does not pay for medications or treatments arising from previously diagnosed needs.
• It does not pay for continuous monthly treatment or prescription medications, with the exception for prescriptions that are needed for full term cure. (Monthly prescription coverage will be given when law is enacted that makes Statewide Health Care Coverage Mandatory and all members of MB3P have increased their monthly contributions to $400.00.)
• It does not pay for cosmetic surgeries that satisfy the vanity of the member.
• It does not pay for psychiatric, psychological, theosophical or holistic therapies.
• It does not pay for massage, accu-pressure.
• It does not pay for medication or treatment for STD’s or STD related illness except as provided by separate policy arrangements.
• It does not pay for abortions or abortion related illness except as provided by policy arrangement for any abortion from a pregnancy caused by a rape verified by a police report of the incident. _________

The following limitations are offered coverage only as requested on the “Insert Claim Form” as a “Request for Special Consideration” after all claims and deductions are first met. Or when the MB3P membership reaches 6,000 members, the following limitations will be included automatically into the coverage benefits.

Q: MB3P does not pay for transplants, implants, or replacement surgeries. No hospitalizations beyond 10 days of semiprivate confinement. No prosthetics. No mobility devices. No dental costs over $2,000.00. No chiropractor. No acupuncture. No hearing devices. No pain control devices. _________
MB3P does cover infertility treatments, speech therapy, and after monthly contributions are increased due to law enactment requiring Mandatory Health Coverage any member needing diabetic meds or supplies will also be given coverage if they are diagnosed with diabetes after becoming a member. ________

R: Previously Insured Claims: Any member that is additionally covered by medical insurance, that will pay the billing, may submit a duplicate claim to MB3P for a one-time payment, (O.T.P.), in the amount of: The Billing amount; the allotted amount; or 10% of the sponsors deducted amount…whichever is the least amount for that claim payment period. _________

S: Without any expectations other than those listed herein, I give agreement to the terms and make application to become an MB3P member._________

Again it is stressed: this is not an insurance policy! It is a privately sponsored Health Care Billing Payment Plan Provider that calls for the co-operative commitment of each member to give a monthly contribution, in the determined amount, to the sponsor “The Friends of Jesus Church-Club’s” owner: MB3P/James Truett, who will then pool the contributions of the collective members together to create a monthly fund which, after being adjusted for use, will be used to pay the allotted payments portioned to the verified claims submitted or carried over from the previous month. And that if any of the fund money remains unused after paying all claims, in full, it will be given to the sponsors owners use free and clear of any strings attached. It will not be used on any future claim payments. ________

___________________________ Signature/ member-employer
____________________________
Name (please print)
____________________________
Address APT.#
_______________________________________
City State Zipcode
_______________________________________
Home phone
_______________________________________
Work phone
_______________________________________
Cell phone
____
PI (x)
_________________________________
MB3P Member ID #
Agent Name & ID#

Family or Work Block Group

_______________________________________
Name
_______________________________________
Name
_______________________________________
Name
_______________________________________
Name




Additional Comments:

______________________________________________________________________________
______________________________________________________________________________
______________________________________________________________________________
______________________________________________________________________________
______________________________________________________________________________


Date: Agentof Record/MembershipAcceptance
________________ ________________________________




MB3P
CHILD CARE
RELEASE FROM PROSECUTION FORM

As a member of MB3P, that is temporarily hospitalized or incarcerated, I am given the unwarranted consideration, by the MB3P sponsor owner, a chance to avail myself of professional child care during my temporary incapacitation.
I understand that this service could be in the form of a live-in Nanny, for up to one week, or up to the maximum allowed of a Child Care Board and Care. (4 months, This period of time is directly related to section "K")
I understand that all diligence will be given to insure that any such service will be provided for by professionals established and of good report with legal credentials, licenses and references. But in acknowledging that after taking every precaution, something could possibly go wrong, I sign this release form that releases MB3P, its sponsor/owner, and its employees, from any and all prosecutions, whether criminal and/or civil, that could arise due to the criminal and/or civil misconduct of the services provider.
I do hereby authorize the MB3P sponsor/owner to employ said Child Care Service Agency according to said terms and conditions, as my signature below gives testimony to.

_________________ __________________ ____ Member Date Witness


______________________________________________
(Signature of MB3P owner needed for approval)









ABORTION
PRE-APPROVAL FORM

As a member of the MB3P Health Plan I, _____________________, have requested payment for abortion coverage. I have been made aware of, by the medical and psychiatric counselors at the place where the abortion will be performed, of the inherent and real dangers and complications that this procedure can cause, some of which, but not all, are listed here as: infection, needing stitches, infertility, stopped periods, scarring, mood disturbances, suicide and possible death from the operational mishaps caused by human error.
Because of these, and any not listed complications whether physical and/or mental, I do hereby release MB3P and its sponsor/owner from any and all blame or guilt that may be attempted to attach to them for paying for this operation as covered in the MB3P Health Plan I subscribe to.
I also understand that should any complaint be given against MB3P, or its sponsor/owner, as a result of any incurred danger or complication, known or unknown in its possibility, my MB3P membership will be ended without need for any notification.
By my signature below I show that I agree to these terms and stipulations.

_______________ ___________ _____________
Member Signature Date Witness












MB3P


The need for an affordable health plan is real. In January of 2008 Governor Swarzenegger tried to implement a statewide MANDATORY health law. He failed.
But he will try again; and will eventually succeed in implementing it. That means that someday, possibly sooner than you may realize, we Californians will be saddled with a mandatory health plan that will require every working person to be covered with some sort of health insurance.

In the state of Massachusetts, the Governor there implemented a mandatory health plan, and it is said that our California Governor is watching them. If our governor copies their health plan this is what you can expect in the very near future…
• Phase one: If you make $15,000.00 or less per year you will fall into this category where the state pays your total health care costs. This is not a free ride! You will be required to go to certain state mandated clinics which will use the lowest paid Doctors and nurses. This means poor conditions will be the norm and with poor conditions comes third rate care, a dirty facility, (which means more deaths due to staff infections, and an increase of MRSA boils that are painful and never fully recoverable from the virus. The minimum wage earnings of a Californian exceed’s this level of coverage and would make most minimum wage earners liable for phase two coverage.

• Phase two: If you make between $15,000.00 and $30,000.00 per year you will need to buy your own insurance on a sliding scale fee that begins at approximately $250.00 per month. You will also have co-payments for doctor visits, specialist’s visits, emergency room visits, and prescription costs.

• Phase three: If you make over $30,000.00 per year you will be required to pay for your total costs of insurance. There are some low cost insurance plans to be had for the individual but they require doctors listing, hospital listings, and co-payments in addition to basic insurance coverage costs. They very possibly may require blood tests to determine genetic tendency towards future sicknesses, Family histories for the same reason; both of which will increase your premium payments, or a raise in your yearly deductible.

Because of these and other hidden problems with insurance companies, I have started my own health care coverage company called MB3P. As you turn the page to read about this remarkable health care concept, I want you to know that this is something I do from the love of Christ Jesus that I know in my heart. As you look at several of the pages here on my web-page you will certainly see that I am very sincere in this belief. And whatever I do in the Name of Jesus I will do with my utmost sincerity and integrity. Welcome to MB3P!

Should you decide to get coverage from MB3P, Here's a list of the top hospitals that we believe you should be able to receive services from:

Top Hospitals = less Deaths

Digestive Disorders: UCLA Medical Center, L.A., Ceders Sinai Medical Center L.A.
Ear, nose and throat: UCLA Medical Center, L.A.
Endocrinology: Scripps Memorial Hospital, La Jolla
Gynecology: University of Calif. Davis Medical Center, Sacramento
Heart and Heart Surgery: UCLA Medical Center, L.A., Scripps Memorial Hospital, LaJolla
Kidney Disease: University of Calif. San Diego Medical Center, UCLA Medical Center, L.A., UC San Francisco Medical Center
Neurology and Neurosurgery: Ceders Sinai Medical Center, L.A.
Orthopedics: USC University Hospital, L.A.
Respiratory Disorders: UCLA Medical Center, L.A., Univ. of Calif. San Diego Medical Center
Urology: UCLA Medical Center, L.A., Univ. of Calif. San Diego MedicalCenter
Ophthalmology: UCLA Medical Center, L.A., USC Univ. Hospital, L.A.
Pediatrics: Lucile Packard Children’s Hospital, Palo Alto CA., Children’s Hospital, L.A.
Rheumatology: UCLA Medical Center, L.A.
Cancer: Univ. of Calif. San Diego Medical Center






MB3P is a co-op-erative venture that has the intentions of offering affordable health coverage for the members by pooling and adjusting the member’s monthly contribution so that the resulting fund can be used to pay the members bill of those who have submitted a valid medical claim billing in the previous month for payment. As membership grows, larger bill payments can be covered in fewer monthly payments; and the sponsor will be able to look for ways to offer more and better benefits.

The sponsor J.J. is not out to get rich, but rather out to improve the quality of life for the people who subscribe to the service; while at the same time raising money for basic needs and future plans that will involve the members of the sponsor’s church-club.

Those members will be that remnant of Christian believers that find resonance in the teachings of J.J. You will know your inclination by your reaction to my articles of faith as found on my web site MB3P.info.
Hence, “The Friends of Jesus Church-Club” is both: a church that will be open to the public for public worship at a specific time and day; and a private club that will only be available to members at all times; A club that accepts the witness of the prophet J.J. in his vision for the future.

In the club portion of the church club it is reasonable to suppose that the individual members will also be spiritually inclined to do works of Godly love to benefit each other and the community at large. These works of love will be encouraged by the prophet J.J. but make no mistake, the primary goal of all of the works of J.J. is to share the truth of The Way that all true Christians need to know. If you have a question about any of the teachings I share, ask me! It’s almost impossible to have a meaningful conversation like this but I’ll do my best to make it all easy for you to understand.

The church-club is in the future, I cannot do it without your help. And this will be the only time I ask for your donations, especially if you are rich. Give me a thousand and I’ll pay some rent; give me fifty thousand and I’ll rent a church-club building and furnish it as best I can. Give me nothing and I’ll continue to do all I can to fulfill my dreams without your help.

I’m going to make PBS broadcasts, I’m going to try and publish the book I’ve written: “God’s prisoner” 248 pages of action and truth. I’m trying to contact universities to offer them opportunity to build my electrical generating plant which was given to me through inspiration. So far no luck, maybe they think I’m a crack pot and don’t want to answer. I tried getting the 3m company to buy an office product invention but they don’t buy unpatented inventions. Why not? I’m trying to interest any big city or country with a pollution problem to try and get rid of it with my simple idea but can’t get hold of anyone. I’ll keep trying, I’m green as hell on computers but I’m learning slowly. PRAISE GOD!!! This is me and this is who is behind MB3P. I pray I can earn your trust and respect and love.

I’ve dedicated my life to The Way of God and I don’t regret any of it. As I write up more of my articles I’ll put them on this web site.
God Bless all of you.

In Him,
J.J.

PS...An update, my book has been completed and is for sale on my web site. Check out the Book Review section and if you like it, click the Book order page. It's a great book and I'm sure you will like it.






Trade in your insurance for MB3P and SAVE!

Yes, if you are paying more than $300.00 a month for your insurance plan, you are paying too much!
At MB3P you only pay three-hundred dollars a month for health coverage for your entire family. How is this possible? It is possible because this health plan is a co-op.

Every time a new member signs up for our health plan the amount of the potential coverage increases. If just two people signed on, then the potential coverage would be $420.00 (that’s $210 dollars per every person signed on.) And if only one of them filed a claim they would receive as much as they need of the total amount of the $420.00 to pay their medical bill.

It’s like the old trickster that would say give me ten dollars and I will double your money for you. And then promptly folds the money in half. Only we don’t do any folding. The money that you contribute to the common fund, as a member of MB3P, is adjusted and goes on to paying any claim that is filed, with the understanding that when you do file a claim you will be given the same coverage potential. Yet with the increase of new member sign-ons the coverage potential will increase and bigger bills will be enabled to be paid.

You may not need any plan for paying your hospital bills at the moment, but if Governor Swarzenegger has his way, he will soon implement a statewide insurance plan. He tried to get the vote in January but failed; but rest assured he will try again.

When he succeeds in making insurance coverage mandatory by law, insurance premiums will skyrocket, yet at MB3P we will only modestly raise our monthly cost to $400.00 at that time we will then be able to include coverage of monthly prescriptions, and that’s still a lower payment than any insurance plan, without the headaches they would give you with their red tape disadvantages; and don't forget we pay dividends!

In the days ahead I will reveal the MB3P plan in the following pages and you can see for yourself how it will work. I’m not going to hide a thing, if anything is to be hidden it will probably be the added benefits that I will add-in as the membership grows and the plan becomes more successful.

You may have seen the mention of this Health Plan in an earlier visit to my web-page…At first I just put it out there that if anyone wanted to be an agent for MB3P was an opportunity for doing so; but I didn’t give it my priority attention to seek the employees out; my priority was in my articles of Faith and the book I recently finished and got published.

That is all done now, though’ I still have a few more articles to type up and place here for you who enjoy reading them; but because times are difficult and donations to my web-page are scarce, and I do need to start making a living, it is time to switch my priorities and push for the establishing of the MB3P Supplemental Health Plan.
It is now ready and licensed, it’s been checked for fraud detection and passed with flying colors; but then, I knew that it would because it is a spiritually inspired program that seeks to be a benefit to so many.

• Here’s the first benefit…for the first one hundred people to sign on for this MB3P Supplemental Health Coverage Plan, I will offer a $25.00 discount to your sign on fee. (Be sure to lay claim to it when you apply.) Plus when future benefits are added on as we grow more successful, you will be the first to receive these possible future benefits. I envision such added-in benefits as a one-time $10,000 life insurance/ educational benefit. Perhaps even a home improvement benefit. Whatever the benefit will be it will be added-in without any increase in your monthly payment.
I do not plan to ever have a deductible placed in the plan. And co-payments are to always be non-existent. Some limitations will apply but nothing grievous, some of which will be eliminated as memberships grow. So Please…I am asking you…if you live in San Diego California, give me a call if you are interested in signing on to the MB3P Supplemental Health Plan. You can reach me at: 619-408-7998. If you miss me, leave a message and I’ll get back to you ASAP. I need you for this to work and it will work!






GROUP OF 20 PLAN


The idea behind the “Group of 20 Plan” is that any large group of people may purchase personal and/or family Health Care from MB3P, at their affordable rates, while at the same time allowing for the sponsor of MB3P to take 10% of his net proceeds from the monthly billing and apply that 10% as a charitable contribution for the Beneficiary Stipulated by the individual Groups of 20.

Each Group of 20 may stipulate one of three charitable person or organization. These three are listed as:
• A person. Any person designated to receive a check as a charitable benefit.
• A charitable organization. This can be any verified charitable organization.
• The Group of 20. This means that when this charitable choice comes up on the roster for a charitable donation to be given it, it will receive the designated contribution if their Group of 20 has not fallen to 80% or less of the required total of 20; and the charitable contribution will be given in a split distribution to each member.




GROUP OF 20 PLAN (MB3P)

___________________________________________
BENEFICIARY NAME

NAMES:
• ______________________________
• ______________________________
• ______________________________
• ______________________________
• ______________________________
• ______________________________
• ______________________________
• ______________________________
• ______________________________
• ______________________________
• ______________________________
• ______________________________
• ______________________________
• ______________________________
• ______________________________
• ______________________________
• ______________________________
• ______________________________
• ______________________________
• ______________________________




LIST OF BENEFICIARY’s
• ___________________________________________________
• ___________________________________________________
• ___________________________________________________
• ___________________________________________________
• ___________________________________________________
• ___________________________________________________
• ___________________________________________________
• ___________________________________________________
• ___________________________________________________
• ___________________________________________________
• ___________________________________________________
• ___________________________________________________
• ___________________________________________________
• ___________________________________________________
• ___________________________________________________
• ___________________________________________________
• ___________________________________________________
• ___________________________________________________
• ___________________________________________________
• ___________________________________________________
• ___________________________________________________
• ___________________________________________________
• ___________________________________________________
• ___________________________________________________
• ___________________________________________________
• ___________________________________________________
• ___________________________________________________
• ___________________________________________________
• ___________________________________________________